Why Choose Us As Your Licensed Moneylender | CYS Credit

The Reliable Licensed Moneylender

Since 2009, we at CYS Credit take pride in everything we do. That is why today, we are one of the oldest and largest licensed moneylender in Singapore. Below are the reasons which makes us who we are today.

1. We are one of the oldest and most established licensed moneylender in Singapore since incorporation in 2009.

2. We keep our interest rates low and competitive.

3. Our loans are transparent and we never ever impose customers with hidden fees.

4. We have upgraded our system to include a fully automated online application for customers

5. We never divulge customer’s personal details to third parties.

6. We are responsible lenders. We only lend to those who pass our in-house assessment test.

7. We are responsible lenders and only lend to those who pass our credit assessment.

8. Our loan application is fast, simple and easy.

9. We hand over cash to applicants immediately upon approval of loan.

10. We accept applications from anyone as long as they are under employment.

11. We offer flexible repayment schemes to cater to each individual customer’s needs.

12. We have a team of dedicated customer service staff who are fluent in English, Chinese, Bahasa Malayu, and dialects.

Our Loan

Our loans have one of the lowest interest rates in the industry. Not only do we undercut ourselves to offer extremely low interest rates, we ensure that all applications are handled smoothly. We understand from a borrower’s point of view that taking up a loan can be stressful – that is why we are here to help!

We also ensure that all information passed on to us by customers are kept secured in absolute confidentiality.

Just like every other moneylender, there is a late payment fee if payments are not made punctually. Further, it may affect your trust rating with us for future loans.

Lastly, we are open to lending foreigners under full employment in Singapore. To apply, kindly bring along your Work pass.


Terms & Conditions
I have read & accepted the Terms & Conditions
By Submitting, you deem to have read and agreed our FEES, SCHEDULING & CHARGES and PRIVACY POLICY.