CYS Credit Pte Ltd is one of Singapore’s leading moneylender and we offer the best solution (e.g. personal loan) for your personal financial needs simply by offering extremely low interest rates. Additionally, we typically give a loan decision in less than 15 minutes. We are that fast and efficient.
Be it whether you have an excellent or perfect credit history or if you have problems with maintaining payments on credit agreements in the past, here, we always have a solution for you.
You will always receive excellent service from us whenever you apply with us. We always commit to working with the following principles in mind:
|Moneylender Transparency||Moneylender Low Interest Rates||Confidentiality|
|Our loan agreements do not contain hidden charges or application fees.||We always offer customers the best rates in the market.||We will never disclose your personal information to third parties.|
Our innovative team has come up with an online portal catered for customers who wish to apply for a loan anytime and anywhere. The sliders allow customers to select exactly how much they want to borrow and also for how long.
Applications may be made online and once a decision on your loan application at our end, we will contact successful applicants to make a trip down to our office to sign the loan agreement.
Alternatively, you may wish to drop by our office to apply for a loan and get your cash instantly.
At CYS, we are proud to offer extremely low interest rates and excellent customer service in order for customers to receive the cash they need quickly.
1. Every customer must be informed upfront of the total repayment amount
2. Every customer gets to decide how much they wish to borrow and for how long.
* Loan Amount subject to the regulation by the ministry of moneylender
3. Online application is made available to customers who prefer to apply from the comfort of their homes.
4. Ensure that all applicants are financially capable to take up the loan before approving.
5. Offer competitve interest rates
6. No Hidden Fees.
7. Commit to giving a decision on every loan application and providing the loan in 1 working day.
8. Excellent customer care throughout the duration of the loan.
Although not required by the law, we feel that by lending responsibly, our customer’s well-being is secured because they have borrowed a sum of money that they know they can comfortably repay.
Essentially, responsible lending is to act in our customer’s best interests, ensuring affordability, transparency of terms and conditions and supporting a borrower if they experience repayment difficulties.
We feel that we have a responsibility to make sure borrowers understand the details of a loan and carry out thorough checks on any borrowers, so they can be confident that what customers will receive will be suitable for their circumstances.